This is a Custom-made Cycling Shirt. These are awesome Tri-Blend Shirts in "Hearthered" colors! They come in S, M, L, XL, 2XL, 3XL and features Quarter-turned to eliminate center crease, Two-needle hemmed sleeves and bottom, Shoulder-to-shoulder taping, Tear away label and Seamless 1x1 rib collar with two-needle coverstitching on front neck. THEY WASH VERY NICE!! The words MY RETIREMENT PLAN and the BIKE silhouette can be done in any color of VINYL (see pictures) to accent the color of your shirt. Please pick your Shirt color and size in the drop-down menu and in NOTES TO SELLER at checkout, let me know the COLOR OF VINYL (see pictures for examples) you'd like. Choices are: WHITE YELLOW SUN ORANGE RED BRIGHT RED GREEN NAVY ROYAL BLACK GOLD SILVER I will work with you to make sure you are completely happy!! I work in a smoke-free environment! Thanks for visiting my Store!!!